Savings Plans

Regular Savings

Making it easy to save. Open this account with $100 and receive a variable rate of interest calculated on a daily available balance.  Two tier levels available.

  • No minimum deposit needed to open for minors
  • Interest compounded and credited quarterly.
  • Direct Deposit into account at no charge
  • Set up automatic payments or transfers from account.
  • Rate levels are:
    • Up to $5,000
    • $ 5,000.01 -over


Kasasa Saver

Kasasa Saver® is available to you only when you have a Kasasa Cash® or Kasasa Cash Back® checking account.  When you earn cash rewards in your Kasasa® checking, those earnings transfer into your Kasasa Saver.
Learn more about Kasasa Saver.®

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • No minimum balance to earn rewards
  • No monthly service fee
  • $50 minimum deposit to open


Bright Future

For parents and others wishing to assure a Bright Future for their children. This account offers an easy way to set aside regular amounts and watch it grow to meet their educational or other goals.

  • Account offers a preferred rate with two rate levels:
    • Up to $5,000
    • $ 5,000.01 or more
  • Can set up regular automatic deposits into the account
  • Low opening deposit of just $25
  • No maintenance fee
  • Custodial ownership
  • Quarterly statement
  • Can easily transfer to your choice of Certificates of Deposit or investment products
  • Can remain in account until age 21

Children with a Bright Future savings account are automatically enrolled in our Kids Club or Junior Savers Club!  Click here to check out some cool benefits we know you and your kids will love!


Money Market Plus

For smart investors who want liquidity of their money. Offers market-based interest rates without the concern of a time-deposit and early withdrawal penalties. Open with just $2500.

  • This account has five rate levels. Interest is paid on the daily balance, so as your balance grows so does your rate of earnings
  • Rate levels are:
    • Up to $5,000
    • $ 5,000.01 -$ 10,000
    • $10,000.01 – $25,000
    • $25,000.01 – $50,000
    • $50,000.01 +
  • No monthly fee with a $2,500 daily balance or $10 per month if balance falls below $2,500 any day of the month
  • Receive a monthly statement showing activity and interest credited
  • Receive free checks to draw against the account when you choose


Health Savings Account

A Health Savings Account (HSA) is a tax-free interest bearing account that can be used to pay for medical expenses. To qualify, the individual must have a high-deductible health insurance plan.

Click here to learn more


  • Annual contributions into an interest-bearing checking account are tax-deductible. Contributions can be made all at once or throughout the year
  • Interest is earned tax-free


  • Annual contribution limits may vary for an individual and family contributions.  Be sure to review the current year’s contribution limits.
  • Contributions can be made annually. You have up until April 15th or your tax-filing deadline to contribute for the prior year.
  • If you’re 55 or older, you may be able contribute an extra $1,000 depending upon current year rules
  • Write checks to withdraw money for medical expenses throughout the year. Amounts distributed are not taxable provided they are used for medical expenses
  • Or, you can pay your medical expenses out-of-pocket and let the HSA balance accumulate tax-free. There are no withdrawal requirements
  • You select primary and secondary beneficiaries who will receive the HSA in the event of your death
  • A minimum deposit of $100 is required to open the account. If the balance falls below $100, there is a $3 fee for that month



Bluff View Bank accounts are free with e-statements.  If you choose to receive a paper statement, a monthly service charge may apply to your account.  Contact us for complete details.

FDIC Insurance Information

For information about FDIC insurance coverage of transaction accounts, please visit the FDIC website.