Checking Comparison

Find the right account for you!

Bluff View Bank offers you great checking accounts to fit your financial needs.  Best of all, our online services are free with every account!  

 

Use this chart to determine the right account for you, then click the link below to open it in as little as 5 minutes!

Account

HomeFREE
Checking

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Kasasa Cash®
Checking

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Kasasa Cash Back® Checking

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Best For Easy, Uncomplicated Banking High Balances & Earning Interest Earning Cash Back
Open Account Online Open HomeFREE Open Kasasa Cash Open Kasasa Cash Back
Minimum Balance None None None
Minimum Opening Deposit $50.00 $50.00 $50.00
Monthly Maintenance Fee None None None
Rewards None
  • 3.00% APY* on balances $10,000 or less
  • 3.00% to 0.25% APY* on balances over $10,000 depending on the account balance
  • 0.01% APY* if qualifications aren’t met
  • Option to link to Kasasa Saver to build your savings automatically
  • Earn 3.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $108 cash back per year, $9 per month
  • Option to link to Kasasa Saver to build your savings automatically
Option to Link to Kasasa Saver Account None
  • Automatically transfers Kasasa Cash earnings to help you save
  • Must complete the Kasasa Cash Checking qualifications to earn the Saver rate
  • 1.00% APY* on balances up to $25,000
  • 0.25% to 1.00% APY* on balances over $25,000 depending on balance
  • 0.01% APY* if qualifications are not met for Kasasa Cash Checking
  • Automatically transfers Kasasa Cash Back earnings to help you save
  • Must complete the Kasasa Cash Back Checking qualifications to earn the Saver rate
  • 1.00% APY* on balances up to $25,000
  • 0.25% to 1.00% APY* on balances over $25,000 depending on balance
  • 0.01% APY* if qualifications are not met for Kasasa Cash Back Checking
Free ATMs? Bluff View Bank ATMs only Refunds on ATM withdrawal fees nationwide (up to $25 monthly) Refunds on ATM withdrawal fees nationwide (up to $25 monthly)
Free Online Banking & Bill Pay? Yes Yes Yes
Free Mobile Banking & Mobile Deposit?** Yes Yes Yes
Free Debit Card? Yes Yes Yes
Mobile Wallet Yes Yes Yes
Qualifications None Must be completed during the monthly qualification cycle to earn rewards above:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online account or mobile banking

If qualifications aren’t met, balance will earn 0.01%APY* and ATM withdrawal fees are not refunded.

Must be completed during the monthly qualification cycle to earn rewards above:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into your online account or mobile banking

If qualifications aren’t met, no cash back rewards will be received and ATM withdrawal fees are not refunded.  

Bluff View Checking accounts are free with e-Statements. If you choose to receive a paper statement, a monthly service charge will apply to your account.

*APY = Annual Percentage Yield

†ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM transactions fees and surcharges. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. Maximum ATM fee refund of $25.00 per cycle. ATM transactions do not count as debit card transactions.

**Per your data provider, SMS message and data fees may apply.