CD Rates
|
| CD Term | Balance | Interest Rate | APY* |
|---|---|---|---|
| Rates effective 05/08/2025 Rates Subject to Change Without Notice. | |||
| 11 Month CD Special Automatically renews for 11 month term at rate currently offered on 12 month term. $5,000 minimum opening deposit. Interest paid at maturity. Early withdrawal penalty is equal to 6 months interest and may reduce earnings. | $5,000 and over | 4.04% | 4.05% |
| 32-91 Days | $500 - $9,999 | 0.50% | 0.50% |
| $10,000 and over | 0.50% | 0.50% | |
| Six Months | $500 - $9,999 | 1.75% | 1.76% |
| $10,000 and over | 2.00% | 2.01% | |
| One Year | $500 - $9,999 | 1.75% | 1.76% |
| $10,000 and over | 2.00% | 2.01% | |
| 18 Months | $500 - $9,999 | 1.75% | 1.76% |
| $10,000 and over | 2.00% | 2.01% | |
| 24 Months | $500 - $9,999 | 1.45% | 1.46% |
| $10,000 and over | 1.50% | 1.51% | |
| 30 Months | $500 - $9,999 | 1.00% | 1.00% |
| $10,000 and over | 1.05% | 1.05% | |
| 36 Months | $500 - $9,999 | 1.55% | 1.56% |
| $10,000 and over | 1.60% | 1.61% | |
| 48 Months | $500 - $9,999 | 1.55% | 1.56% |
| $10,000 and over | 1.60% | 1.61% | |
| 60 Months | $500 - $9,999 | 1.60% | 1.61% |
| $10,000 and over | 2.00% | 2.01% | |
| *Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually. *Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms. *APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrwawl. |
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| Add-Vantage CD (40 Months) | $1,000 Minimum | 1.55% | 1.56% |
| Interest paid semi-annually. Early withdrawal penalty equal to 180 days interest. | |||
| Add-Vantage FLEX CD (6-18 Month) | $500.00 Minimum | 1.35% | 1.35% |
| Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest. | |||
| Safe Rate Certificate (36 Months) | $2,500 | 1.50% | 1.50% |
| Interest paid annually. Early withdrawal penalty equal to 1 year's interest. Annual interest rate change on anniversary date. (Rate will change on the anniversary date of the CD if posted rate is higher. The rate will not decrease during the term of the certificate.) | |||
