CD Rates

 


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CD TermBalanceInterest RateAPY*
Rates effective 6-30-2020
Rates Subject to Change Without Notice.
32-91 Days$500 - $9,9990.05%0.05%
Over $10,0000.15%0.15%
Six Months$500 - $9,9990.10%0.10%
Over $10,0000.30%0.30%
One Year$500 - $9,9990.15%0.15%
Over $10,0000.45%0.45%
18 Months$500 - $9,9990.20%0.20%
Over $10,0000.50%0.50%
24 Months$500 - $9,9990.25%0.25%
Over $10,0000.55%0.55%
30 Months$500 - $9,9990.30%0.30%
Over $10,0000.60%0.60%
36 Months$500 - $9,9990.35%0.35%
Over $10,0000.65%0.65%
48 Months$500 - $9,9990.35%0.35%
Over $10,0000.75%0.75%
60 Months$500 - $9,9990.40%0.40%
Over $10,0000.80%0.80%
*Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually.
*Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms.
*APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrwawl.
Add-Vantage CD (40 Months)$1,000 Minimum0.65%0.65%
Interest paid semi-annually. Early withdrawal penalty equal to 180 days interest.
Add-Vantage FLEX CD (6-18 Month)$500.00 Minimum0.30%0.30%
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Safe Rate Certificate (36 Months)$2,5000.65%0.65%
Interest paid annually. Early withdrawal penalty equal to 1 year's interest. Annual interest rate change on anniversay.
Select CD (9-18 Months)$2,5000.45%0.45%
Interest at maturity or annually. Early withdrawal penalty equal to 180 days interest.
 

FDIC Insurance Information

For information about FDIC insurance coverage of transaction accounts, please visit the FDIC website.