CD Rates
|
| CD Term | Balance | Interest Rate | APY* |
|---|---|---|---|
| Rates effective 07-27-2022 Rates Subject to Change Without Notice. | |||
| 25 Month CD Special | $5,000 and over | 2.00% | 2.00% |
| Automatically renews for 25 month term at rate currently offered on 24 month term. $5,000 minimum opening deposit. Interest paid annually and at maturity. Penalty for early withdrawal equal to 6 months interest. | |||
| 40 Month CD Special | $5,000 and over | 2.25% | 2.25% |
| Automatically renews for 40 month term at rate currently offered on 36 month term. $5,000 minimum opening deposit. Interest paid annually and at maturity. Penalty for early withdrawal equal to 6 months interest. | |||
| 32-91 Days | $500 - $9,999 | 0.01% | 0.01% |
| $10,000 and over | 0.04% | 0.04% | |
| Six Months | $500 - $9,999 | 0.05% | 0.05% |
| $10,000 and over | 0.08% | 0.08% | |
| One Year | $500 - $9,999 | 0.10% | 0.10% |
| $10,000 and over | 0.15% | 0.15% | |
| 18 Months | $500 - $9,999 | 0.15% | 0.15% |
| $10,000 and over | 0.20% | 0.20% | |
| 24 Months | $500 - $9,999 | 0.20% | 0.20% |
| $10,000 and over | 0.25% | 0.25% | |
| 30 Months | $500 - $9,999 | 0.25% | 0.25% |
| $10,000 and over | 0.30% | 0.30% | |
| 36 Months | $500 - $9,999 | 0.30% | 0.30% |
| $10,000 and over | 0.35% | 0.35% | |
| 48 Months | $500 - $9,999 | 0.30% | 0.30% |
| $10,000 and over | 0.35% | 0.35% | |
| 60 Months | $500 - $9,999 | 0.35% | 0.35% |
| $10,000 and over | 0.50% | 0.50% | |
| *Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually. *Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms. *APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrwawl. |
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| Add-Vantage CD (40 Months) | $1,000 Minimum | 0.30% | 0.30% |
| Interest paid semi-annually. Early withdrawal penalty equal to 180 days interest. | |||
| Add-Vantage FLEX CD (6-18 Month) | $500.00 Minimum | 0.10% | 0.10% |
| Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest. | |||
| Safe Rate Certificate (36 Months) | $2,500 | 0.35% | 0.35% |
| Interest paid annually. Early withdrawal penalty equal to 1 year's interest. Annual interest rate change on anniversay. | |||
| Select CD (9-18 Months) | $2,500 | 0.15% | 0.15% |
| Interest at maturity or annually. Early withdrawal penalty equal to 180 days interest. | |||
