CD Rates

 


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CD TermBalanceInterest RateAPY*
Rates effective 01-18-2023
Rates Subject to Change Without Notice.
15 Month CD Special
Automatically renews for 15 month term at rate currently offered on 12 month term. $5,000 minimum opening deposit. Interest paid annually and at maturity. Penalty for early withdrawal equal to 6 months interest.
$5,000 and over4.00%4.00%
25 Month CD Special
Automatically renews for 25 month term at rate currently offered on 24 month term. $5,000 minimum opening deposit. Interest paid annually and at maturity. Penalty for early withdrawal equal to 6 months interest.
$5,000 and over3.75%3.75%
32-91 Days$500 - $9,9990.10%0.10%
$10,000 and over0.10%0.10%
Six Months$500 - $9,9990.20%0.20%
$10,000 and over0.40%0.40%
One Year$500 - $9,9991.35%1.35%
$10,000 and over1.40%1.40%
18 Months$500 - $9,9991.40%1.40%
$10,000 and over1.45%1.46%
24 Months$500 - $9,9991.45%1.46%
$10,000 and over1.50%1.51%
30 Months$500 - $9,9991.50%1.51%
$10,000 and over1.55%1.56%
36 Months$500 - $9,9991.55%1.56%
$10,000 and over1.60%1.61%
48 Months$500 - $9,9991.55%1.56%
$10,000 and over1.60%1.61%
60 Months$500 - $9,9991.60%1.61%
$10,000 and over2.00%2.01%
*Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually.
*Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms.
*APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrwawl.
Add-Vantage CD (40 Months)$1,000 Minimum1.55%1.56%
Interest paid semi-annually. Early withdrawal penalty equal to 180 days interest.
Add-Vantage FLEX CD (6-18 Month)$500.00 Minimum1.35%1.35%
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Safe Rate Certificate (36 Months)$2,5001.50%1.50%
Interest paid annually. Early withdrawal penalty equal to 1 year's interest. Annual interest rate change on anniversay.
Select CD (9-18 Months)$2,5000.15%0.15%
Interest at maturity or annually. Early withdrawal penalty equal to 180 days interest.
 

FDIC Insurance Information

For information about FDIC insurance coverage of transaction accounts, please visit the FDIC website.