CD Rates

 


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CD TermBalanceInterest RateAPY*
Rates effective 12-16-2021
Rates Subject to Change Without Notice.
32-91 Days$500 - $9,9990.01%0.01%
$10,000 and over0.04%0.04%
Six Months$500 - $9,9990.05%0.05%
$10,000 and over0.08%0.08%
One Year$500 - $9,9990.10%0.10%
$10,000 and over0.15%0.15%
18 Months$500 - $9,9990.15%0.15%
$10,000 and over0.20%0.20%
24 Months$500 - $9,9990.20%0.20%
$10,000 and over0.25%0.25%
30 Months$500 - $9,9990.25%0.25%
$10,000 and over0.30%0.30%
36 Months$500 - $9,9990.30%0.30%
$10,000 and over0.35%0.35%
48 Months$500 - $9,9990.30%0.30%
$10,000 and over0.35%0.35%
60 Months$500 - $9,9990.35%0.35%
$10,000 and over0.50%0.50%
*Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually.
*Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms.
*APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrwawl.
Add-Vantage CD (40 Months)$1,000 Minimum0.30%0.30%
Interest paid semi-annually. Early withdrawal penalty equal to 180 days interest.
Add-Vantage FLEX CD (6-18 Month)$500.00 Minimum0.10%0.10%
Interest paid semi-annually or at maturity. Early withdrawal penalty equal to 180 days interest.
Safe Rate Certificate (36 Months)$2,5000.35%0.35%
Interest paid annually. Early withdrawal penalty equal to 1 year's interest. Annual interest rate change on anniversay.
Select CD (9-18 Months)$2,5000.15%0.15%
Interest at maturity or annually. Early withdrawal penalty equal to 180 days interest.
 

FDIC Insurance Information

For information about FDIC insurance coverage of transaction accounts, please visit the FDIC website.