Kasasa Cash

A totally free checking that will let you earn a great rate plus receive refunds on ATM withdrawal fees.*

Earn up to 2.25% APY* just for doing banking basics you probably already do, like using your debit card.
You’ll also get refunds on your ATM withdrawal fees, nationwide* — so every ATM is your ATM.

Open your account online in just minutes!

Open Kasasa Cash Account

Open Kasasa Cash with Kasasa Saver

Compare all of our checking accounts.


  • 2.25% APY* on all balances $10,000 or less
  • Balances up to $10,000 earn 2.23% interest rate
    • Balances over $10,000 earn 0.25% interest rate on the portion of
      balance over $10,000, resulting in a range from 0.25% to 2.25% APY* depending on the account balance.
    • 0.01% APY* on the entire balance if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • $50 minimum deposit to open
  • No minimum balance to earn rewards
  • No monthly service fee when enrolled in eStatements**
  • No limits on check writing

Option to open with a Kasasa Saver® to help build your savings automatically.

Plus, you get all of these services free each month:

*To earn the monthly APY, complete the following transactions and activities in your Kasasa Cash® account during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online or mobile banking

If you don’t meet these qualifications, your account is still free.  There are no penalties.  Plus, you’ll still earn our base rate — and you can get right back to earning your full rewards the very next cycle that you qualify.

*Full Kasasa Cash Disclosure


*Kasasa Cash Checking Annual Percentage Yield (APY) accurate as of 11/10/2021. — Qualifications required to earn Kasasa Cash APY: have at least 12 debit card purchases post and settle; be enrolled in and agree to receive eStatements; log into online or mobile banking during the monthly qualification cycle. When qualified; balances up to $10,000 earn 2.23% interest rate; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.25% to 2.25% APY depending on the account’s balance. If qualification requirements are not met, APY is 0.01%.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction, which covers most nationwide ATM transactions fees and surcharges. Maximum ATM fee refund of $25.00 per cycle. ATM transactions do not count as debit card transactions. The monthly qualification cycle begins one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Kasasa Cash is a variable rate checking account, and rates are subject to change at any time without notice.
**Bluff View Bank accounts are free with e-statements.  If you choose a paper statement a monthly service charge may apply to your account.
†Per your data provider, fees may apply.
All rates are subject to change. Fees may reduce earnings on these accounts. See a bank representative for complete Kasasa Cash Checking qualification details.

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