Checking and Savings Rates

Rates effective: 12/8/2022.  Realize rates are subject to change, so when in doubt, please contact the bank.

APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrawal. Rates may change after the account is opened.

AccountBalanceInterest RateAPY
Kasasa Saver - Minimum Opening Deposit $50.00
$0 - $25,0000.99%1.00%
Over $25,0000.25%1.00% to .25%
Qualifications not met0.01%0.01%
Click here to find out more information on Kasasa Saver
Regular Savings - Minimum Opening Deposit $100.00
$0 - $5,0000.05%0.05%
Over $5,0000.10%0.10%
Bright Future Savings - Minimum Opening Deposit $25.00
Custodial account
$0 - $5,0000.10%0.10%
Over $5,0000.25%0.25%
IRA Savings - Minimum Opening Deposit $100.00
Early withdrawal penalties & rules on deposits and withdrawals are imposed on the IRA under the Internal Revenue Code.
All balances0.15%0.15%
Health Savings Account - Minimum Opening Deposit $100.00
Rules on deposits and withdrawals are imposed on the HSA under the Internal Revenue Code.
All balances0.15%0.15%
Kasasa Cash Checking - Minimum Opening Deposit $50.00
$0 - $10,0002.47%2.50%
Over $10,0000.25%2.50% to .25%
Qualifications not met0.01%0.01%
Click here to find out more information on Kasasa Cash
Checking with Interest (Personal and Business) - Minimum Opening Deposit $500.00
$0 - $2,499.990.10%0.10%
$2,500 - $9,999.990.15%0.15%
$10,000 and over0.25%0.25%
Money Market Plus - Minimum Opening Deposit $2,500.00
$0 - $4,999.990.40%0.40%
$5000-
$9,999.99
0.80%0.80%
$10,000 -
$24,999.99
0.90%0.90%
$25,000-
$49,999.99
1.00%1.00%
$50,000 and over1.25%1.26%

Interest is paid on the daily balance at the rates shown above. Fees may reduce the annual percentage yield. Refer to the account disclosure for details.

FDIC Insurance Information

For information about FDIC insurance coverage of transaction accounts, please visit the FDIC website.