Checking and Savings Rates
Rates effective: 01/01/2019. Realize rates are subject to change, so when in doubt, please contact the bank.
APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrawal. Rates may change after the account is opened.
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| Kasasa Saver* - Minimum Opening Deposit $50.00 | |||
| $0 - $25,000 | 0.99% | 1.00% | |
| Over $25,000 | 0.25% | 1.00% to .25% | |
| Qualifications not met | 0.01% | 0.01% | |
| *See Kasasa Saver account details Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: Have at least 12 debit card purchases post and settle Be enrolled in and agree to receive e-Statements Be enrolled in and log into online or mobile banking And if you don’t meet these qualifications, your accounts are still free. There are no penalties. Plus, you’ll still earn our base rate on Kasasa Saver — and you can get right back to earning your full rewards the very next cycle that you qualify. |
|||
| Regular Savings - Minimum Opening Deposit $100.00 | |||
| $0 - $5,000 | 0.10% | 0.10% | |
| Over $5,000 | 0.15% | 0.15% | |
| Christmas Club Savings - Minimum Opening Deposit $5.00 Subject to early withdrawal penalties |
|||
| $0 - $5,000 | 0.10% | 0.10% | |
| Over $5,000 | 0.15% | 0.15% | |
| Bright Future Savings - Minimum Opening Deposit $25.00 Custodial account |
|||
| $0 - $5,000 | 0.25% | 0.25% | |
| Over $5,000 | 1.00% | 1.00% | |
| IRA Savings - Minimum Opening Deposit $100.00 Early withdrawal penalties & rules on deposits and withdrawals are imposed on the IRA under the Internal Revenue Code. |
|||
| All balances | 0.70% | 0.70% | |
| Health Savings Account - Minimum Opening Deposit $100.00 Rules on deposits and withdrawals are imposed on the HSA under the Internal Revenue Code. |
|||
| All balances | 0.70% | 0.70% | |
| Kasasa Cash Checking* - Minimum Opening Deposit $50.00 | |||
| $0 - $10,000 | 3.93% | 4.00% | |
| Over $10,000 | .25% | 4.00% to .25% | |
| Qualifications not met | 0.01% | 0.01% | |
| *See Kasasa Checking details It's so easy to earn your rewards — just do banking basics! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: Have at least 12 debit card purchases post and settle Be enrolled in and agree to receive e-Statements Be enrolled in and log into online or mobile banking And if you don't meet these qualifications, your account is still free. There are no penalties. Plus, you'll still earn our base rate — and you can get right back to earning your full rewards the very next cycle that you qualify. |
|||
| Checking with Interest (Personal and Business) - Minimum Opening Deposit $500.00 | |||
| $0 - $2,499 | 0.10% | 0.10% | |
| $2,500 - $9,999 | 0.15% | 0.15% | |
| Over $10,000 | 0.20% | 0.20% | |
| Money Market Plus - Minimum Opening Deposit $2,500.00 | |||
| $0 - $4,999 | 0.10% | 0.10% | |
| $5000- $9,999 | 0.20% | 0.20% | |
| $10,000 - $24,999 | 0.35% | 0.35% | |
| $25,000- $49,999 | 0.50% | 0.50% | |
| $50,000 + | 0.65% | 0.65% | |
Interest is paid on the daily balance at the rates shown above. Fees may reduce the annual percentage yield. Refer to the account disclosure for details.
