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Kasasa Cash®
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Kasasa Cash Back® Checking

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Best For Easy, Uncomplicated Banking High Balances & Earning Interest Earning Cash Back on Purchases
Open Account Online Open HomeFREE Open Kasasa Cash Open Kasasa Cash Back
Minimum Balance None None None
Minimum Opening Deposit $50.00 $50.00 $50.00
Monthly Maintenance Fee None None None
Rewards None
  • 2.50% APY* on balances $10,000 or less
    • Balances up to $10,000 earn 2.47% interest rate
  • Balances over $10,000 earn 0.25% interest rate on portion over $10,000 resulting in a range from 0.25% to 2.50% APY* depending on account balance
  • 0.01% APY* if qualifications aren’t met
  • Option to link to Kasasa Saver to build your savings automatically
  • Earn 3.00% cash back on debit card purchases**
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $108 cash back per year, $9 per month
  • Option to link to Kasasa Saver to build your savings automatically
Option to Link to Kasasa Saver Account None
  • Automatically transfers Kasasa Cash earnings to help you save
  • Must complete the Kasasa Cash Checking qualifications to earn the Saver rate
  • 1.00% APY* on balances up to $25,000
  • 0.25% to 1.00% APY* on balances over $25,000 depending on balance
  • 0.01% APY* if qualifications are not met for Kasasa Cash Checking
  • Automatically transfers Kasasa Cash Back earnings to help you save
  • Must complete the Kasasa Cash Back Checking qualifications to earn the Saver rate
  • 1.00% APY* on balances up to $25,000
  • 0.25% to 1.00% APY* on balances over $25,000 depending on balance
  • 0.01% APY* if qualifications are not met for Kasasa Cash Back Checking
Free ATMs? Bluff View Bank ATMs only Refunds on ATM withdrawal fees nationwide (up to $25 monthly)† Refunds on ATM withdrawal fees nationwide (up to $25 monthly)††
Free Online Banking & Bill Pay? Yes Yes Yes
Free Mobile Banking & Mobile Deposit?*** Yes Yes Yes
Free Debit Card? Yes Yes Yes
Mobile Wallet Yes Yes Yes
Qualifications None Must be completed during the monthly qualification cycle to earn rewards above:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into online account or mobile banking

If qualifications aren’t met, balance will earn 0.01%APY* and ATM withdrawal fees are not refunded.

Must be completed during the monthly qualification cycle to earn rewards above:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Be enrolled in and log into your online account or mobile banking

If qualifications aren’t met, no cash back rewards will be received and ATM withdrawal fees are not refunded.

*APY=Annual Percentage Yield
***Per your data provider, SMS message and data fees may apply.
†Kasasa Cash Disclosure
††Kasasa Cash Back Disclosure
Rates effective as of 03/15/2025. Rates may change after the account is opened and at the bank’s discretion. Fees may reduce earnings. If you choose to receive a paper statement, a monthly service charge may apply to your account.