Our Certificates of Deposit (CD’s) offer a secure, predictable way to grow your savings with a fixed interest rate over a set term. Rates vary based on your investment amount and the term you choose, giving you flexibility to match your financial goals. With a guaranteed yield from the day you open your account until maturity, you’ll know exactly how much you’ll earn – and when you’ll earn it. Plus, your investment is backed by FDIC insurance, providing an added layer of confidence and protection.

Current Rates on CD’s

CD TermMinimum Opening DepositBalanceInterest RateAPY*
11 Month CD Special
Automatically renews for 11 month term at rate currently offered on 12 month term. Interest paid at maturity. Early withdrawal penalty is equal to 6 months interest and may reduce earnings.		$5,000$5,000+4.04%4.05%
12 Months$500$500 - $9,9991.75%1.76%
$10,000+2.00%2.01%
24 Months$500$500 - $9,9991.45%1.46%
$10,000+1.50%1.51%
36 Months$500$500 - $9,9991.55%1.56%
$10,000+1.60%1.61%
60 Months$500$500 - $9,9991.60%1.61%
$10,000+2.00%2.01%

Rates effective 05/08/2025. Rates Subject to Change Without Notice. Other rates and terms available.
*APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrawal. Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually. Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms.