Our Certificates of Deposit (CDs) offer a secure, reliable way to grow your savings with a fixed interest rate over a set term. Rates vary based on your investment amount and the term you choose, giving you flexibility to match your financial goals. With a guaranteed yield from the day you open your account until maturity, you’ll know exactly how much you’ll earn – and when you’ll earn it. Plus, your investment is backed by FDIC insurance, providing an added layer of confidence and protection. Compare our current CD rates and choose the savings solution that’s right for you.

Current Certificate of Deposit (CD) Rates

CD TermMinimum Opening DepositBalanceInterest RateAPY*
11 Month CD Special
Automatically renews for 11 month term at rate currently offered on 12 month term. Interest paid at maturity. Early withdrawal penalty is equal to 6 months interest and may reduce earnings.		$5,000$5,000+3.50%3.50%
12 Months$500$500 - $9,9991.75%
1.76%
$10,000+2.00%2.01%
24 Months$500$500 - $9,9991.45%
1.46%
$10,000+1.50%1.51%
36 Months$500$500 - $9,9991.55%1.56%
$10,000+1.60%1.61%
60 Months$500$500 - $9,9991.60%1.61%
$10,000+2.00%2.01%

Rates effective 12/19/2025. Rates Subject to Change Without Notice. Other rates and terms available.
*APY means Annual Percentage Yield. All APY calculations assume interest remains on deposit. Account fees may reduce earnings. Accrued interest will be paid upon early withdrawal. Accounts for a term less than 12 months pay interest at maturity. 12 month to 60 month terms compound interest semi-annually. Early withdrawal penalty is equal to 90 days interest for accounts for a term less than 12 months; 180 days interest for 12 month to 60 month terms.