Cash Management
Our Cash Management solution, available in Online Banking, gives you a powerful, all-in-one tool to oversee your finances with confidence. Designed for businesses of all sizes, it provides the flexibility, security, and real-time access you need to manage daily operations and maintain control of your cash flow.
With customizable user access, you can assign permissions based on each employee’s role – ensuring both efficiency and security.
Key features include:
- Real-time access to account balances, activity, and interest rates
- Detailed transaction history
- eStatements available for up to 24 months
- Access to images of cleared checks
- Same-day or scheduled future transfers between accounts
- Balance alerts delivered directly to your email
- Automated reminders for due dates, appointments, and key events
ACH Origination & Payroll Services
Simplify payroll and improve efficiency with our ACH Origination services. Securely deposit funds directly into your employees’ checking or savings accounts – on time, every payday.
Whether you manage a small team or a large workforce, our solution scales with your business:
- Smaller teams: Easily set up and save employee payment details for recurring payroll using the ACH batch feature
- Larger organizations: Upload NACHA-formatted files through Online Banking for streamlined processing
Additional fees may apply. Contact one of our business bankers for details and setup assistance.
Remote Deposit Capture
Remote Deposit Capture (RDC) allows your business to deposit checks quickly and securely without visiting a branch. By using the desktop scanner provided by Bluff View Bank you can capture check images and transmit them electronically through our secure online banking system for processing.
This streamlined solution reduces manual handling, saves time, and accelerates funds availability – helping you maintain better control over your cash flow.
How it works:
- Receive check from your customers
- Scan checks using an approved desktop scanner
- Submit deposits through our secure platform
- Receive confirmation once your deposit has been successfully transmitted
Key features and benefits:
- Convenience: Deposit checks anytime from your office or business
- Faster processing: Improve funds availability compared to traditional deposits
- Reduced costs: Minimize courier expenses, fuel costs, and time spent traveling to a branch
- Enhanced security: Secure transmission and reduced risk of lost or stolen checks
- Improved cash flow: Accelerate receivables and gain quicker access to working capital
- Audit trail and reporting: Maintain digital records of deposited checks, including images and deposit history
RDC is an ideal solution for businesses that receive frequent check payments and want to streamline operations while improving efficiency and control.
Additional fees may apply. Contact one of our business bankers for details and setup assistance.
Additional Business Banking Services
We offer a full suite of services to support your business needs:
- Wire Transfers
- Cashier’s Checks
- Brokerage Services
- Financial Planning
- Safe Deposit Boxes
- Notary Public Services